Insurance Inspection

 The inspections purpose is to determine the components, general condition, and age of these systems. The Insurance Company will typically require that the inspections be performed by suitably licensed and qualified persons. Check with your insurance company to see if our professional qualifications are acceptable.

A four-point insurance inspection is sometimes a requirement when obtaining a new homeowners insurance policy or renewing an existing policy for houses that are 25-30 years or older in Florida. This 4-point insurance inspection includes a limited scope evaluation of the following four systems: 

  • Roof

  • Electrical System

  • HVAC System

  • Plumbing System

Wind Mitigation

 

A wind mitigation inspection is a report that may help homeowners qualify for an insurance premium discount. These discounts are given to homeowners who have wind-resistance features on their property. These features decrease the amount of damage that may occur during a hurricane or heavy windstorm. This translates into less risk for the insurance company which means savings passed on to the homeowner.

What do Wind Mitigation Inspections cover?

The main areas inspected during a wind mitigation evaluation are the wind-resistant features of the property. These will include the home’s construction, gable-end bracing, roof geometry and design, the roof to wall connections – i.e. clips, straps, etc., any special impact resistant glass, reinforced garage doors, hurricane shutters, a secondary water resistance barrier, and any other protection used to help prevent wind-borne debris damage. With your certified wind mitigation report, the insurance company will calculate the amount of discount.

G-V15YJETCRT